Welcome to Polyminute (“Polyminute”, “we”, “us”, or “our”), the News Intelligence Layer for “What Happens Next.”
These Terms of Service (“Terms”) govern your access to and use of our website polyminute.com, newsletters, intelligence briefings, scenario models, forward-looking analysis, and any related services (collectively, the “Services”).
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.
1. Description of Services
Polyminute is an intelligence platform that tracks global events and models “What Happens Next” — including second-order effects, forward scenarios, and consequences that most analysts miss. We provide news intelligence briefings, scenario modeling, and analytical content designed to help users better understand complex global dynamics.
Our Services are for informational and analytical purposes only. They are not intended as financial, investment, legal, medical, or professional advice.
2. Eligibility
You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services. By using the Services, you represent and warrant that you meet this eligibility requirement.
3. User Accounts and Subscriptions
- To access certain features (such as premium briefings or archives), you may need to create an account or subscribe.
- You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
- You agree to provide accurate, current, and complete information during registration and to update it as necessary.
- We reserve the right to suspend or terminate your account at our discretion if we suspect any violation of these Terms.
4. Subscriptions and Payments
- Some parts of the Services are provided on a paid subscription basis.
- Subscription fees are billed in advance on a recurring basis (monthly or annually, depending on your plan).
- You authorize us (or our third-party payment processor) to charge the payment method you provide.
- You can cancel your subscription at any time through your account settings. Cancellation will take effect at the end of the current billing period. No refunds will be issued for partial periods unless required by law.
- We may change subscription prices with notice. Continued use after a price change constitutes acceptance of the new price.
5. Intellectual Property
- All content, materials, analyses, scenario models, briefings, graphics, logos, and underlying code on the Services (“Polyminute Content”) are owned by or licensed to Polyminute and are protected by copyright, trademark, and other intellectual property laws.
- You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Services and Polyminute Content solely for your personal, non-commercial use.
- You may not reproduce, distribute, modify, create derivative works from, publicly display, republish, or commercially exploit any Polyminute Content without our prior written consent.
- Sharing of briefings or intelligence reports with non-subscribers is strictly prohibited unless explicitly allowed in writing.
6. User Conduct and Restrictions
You agree not to:
- Use the Services for any illegal purpose or in violation of any applicable laws.
- Copy, scrape, crawl, or systematically extract content from the Services using automated tools (except for standard search engine indexing).
- Reverse engineer, decompile, or attempt to discover the source code of any part of the Services.
- Remove or alter any copyright, trademark, or other proprietary notices.
- Transmit viruses, malware, or any harmful code.
- Interfere with or disrupt the Services or servers.
- Impersonate any person or entity or misrepresent your affiliation with any person or entity.
- Use the Services to harass, threaten, or intimidate others.
7. Accuracy of Information and Disclaimers
- Polyminute provides forward-looking analysis, scenarios, and intelligence based on available data and modeling. However, the future is inherently uncertain.
- All content is provided “as is” and “as available” without any warranties of any kind, express or implied.
- We do not guarantee the accuracy, completeness, timeliness, or reliability of any information, scenarios, or predictions.
- You acknowledge that any reliance on our Services is at your own risk. We are not liable for any decisions or actions you take based on our content.
Important Disclaimer: Our Services are for informational and educational purposes only. They do not constitute financial, investment, geopolitical strategy, legal, or professional advice. Always conduct your own research and consult qualified professionals before making important decisions.
8. Limitation of Liability
To the fullest extent permitted by law, Polyminute, its founders, employees, affiliates, or licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of the Services.
Our total liability to you for any claim arising from these Terms or the Services shall not exceed the amount you paid to us (if any) in the twelve (12) months preceding the claim.
9. Indemnification
You agree to indemnify, defend, and hold harmless Polyminute and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorney’s fees) arising out of your violation of these Terms or your use of the Services.
10. Termination
We may terminate or suspend your access to the Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services will cease immediately.
11. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., Singapore / State of Delaware, United States], without regard to conflict of law principles.
Any disputes arising from these Terms or the Services shall be resolved exclusively in the courts located in [Insert City and Country, e.g., Singapore / Wilmington, Delaware].
12. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes by posting the revised Terms on this page with an updated effective date. Your continued use of the Services after the changes become effective constitutes your acceptance of the new Terms.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
14. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Polyminute regarding the use of the Services.
15. Contact Us
If you have any questions about these Terms, please contact us at:
Email: [email protected] Website: polyminute.com
Thank you for using Polyminute — your News Intelligence Layer for understanding “What Happens Next.”
By continuing to use our Services, you acknowledge that you have read, understood, and agreed to these Terms of Service.